Mind the Process, Not the Results

Jackson Middleton • January 29, 2018

Can you believe that it’s almost February… that means we’re 1/12 through 2018 already. How are your resolutions playing out?

Maybe you’ve been working towards saving a downpayment for your first home, or maybe you’re trying to get your credit back on track. Regardless, if you have financial goals for 2018, then you should probably have a read through this article. Productivity expert Chris Bailey outlines that it’s more about the process than the results.

Of course if you’re looking for a plan, any of our Canadian Mortgage Experts would love to work with you.

Mind the Process, Not the Results

Regular readers of this blog are probably familiar with the Rule of 3. It’s where, at the start of each day, you decide the three things you want to have accomplished by day’s end. It’s my favorite productivity tactic, and the benefits of implementing it are profound.

I recently discovered a way to level up even further with this rule: by focusing on the process of achieving my daily goals, rather than the end results. Let me explain.

Let’s say you want to write a non-fiction book. The process of writing a book is simple: once you’ve settled on a structure that will house your thoughts, you sit down, day after day, putting words to the page and filling in that framework. It’s a messy, complicated process that’s relatively simple in execution when you put in the time and attention.

Let’s pretend that, in the middle of writing this book, one of your three daily intentions is to “finish chapter 3.”

The problem with this intention is that it isn’t actionable—it doesn’t have metaphorical handles you can grip. The same goes with other generic goals, such as “lose five pounds this month” and “train for a marathon.” These goals are better than nothing, but they don’t define any course of action.

Process goals, on the other hand, do. A “process goal” is when you set out a pathway to achieve what you want. Goals of this kind are what you should be focusing on.

Here are a few examples:

  • “Finish chapter 3” becomes “write for 90 focused minutes today.”
  • “Train for marathon” turns into “spend five hours running this week.”
  • “Lose five pounds this month” becomes “make a weekly meal plan this month.”

Setting process goals instead of generic goals has disrupted my Rule of 3. As an example, here are my three intentions for today:

  1. Write for a total of two uninterrupted hours;
  2. Watch three keynotes, and capture improvements to make in my own talks;
  3. Read four productivity journal articles.

These goals are actionable and focus on the process—which gets you what you want.

Process goals also prevent you from falling into a common trap of success. Once someone achieves some success, they commonly stop doing the things that led to that victory in the first place. The musician who released her first hit record forgets about the little kid who practiced piano for eight hours every day—and is forever destined to be a one-hit wonder. The promising athlete who was just drafted for the NFL stops focusing on the training that got him there—and becomes a disappointing draft pick, not living up to his potential. Sometimes the process that led to our success works so well that we forget to invest in it.

Process goals are the antidote. They remind us that in order to get what we want, we have to keep our head down, focused on the process. Focusing on our goals is nice, but the process is what lets us actually achieve them.


This article was originally published here on the Life of Productivity blog. There are lots of great articles there that could change your life! Seriously.

RECENT POSTS 

By Deploy.Mortgage April 10, 2026
Your credit score is one of the most important numbers in your financial life — especially when it comes to getting a mortgage. But for most Canadians, how that number actually gets calculated remains a bit of a mystery.
By DLC Canadian Mortgage Experts December 28, 2022
Did you know there’s a program that allows you to use your RRSP to help come up with your downpayment to buy a home? It’s called the Home Buyer’s Plan (or HBP for short), and it’s made possible by the government of Canada. While the program is pretty straightforward, there are a few things you need to know. Your first home (with some exceptions) To qualify, you need to be buying your first home. However, when you look into the fine print, you find that technically, you must not have owned a home in the last four years or have lived in a house that your spouse owned in the previous four years. Another exception is for those with a disability or those helping someone with a disability. In this case, you can withdraw from an RRSP for a home purchase at any time. You have to pay back the RRSP You have 15 years to pay back the RRSP, and you start the second year after the withdrawal. While you won’t pay any tax on this particular withdrawal, it does come with some conditions. You’ll have to pay back the total amount you withdrew over 15 years. The CRA will send you an HBP Statement of Account every year to advise how much you owe the RRSP that year. Your repayments will not count as contributions as you’ve already received the tax break from those funds. Access to funds The funds you withdraw from the RRSP must have been there for at least 90 days. You can still technically withdraw the money from your RRSP and use it for your down-payment, but it won’t be tax-deductible and won’t be part of the HBP. You can access up to $35,000 individually or $70,00 per couple through the HBP. Please connect anytime if you’d like to know more about the HBP and how it could work for you as you plan your downpayment. It would be a pleasure to work with you.