Houses Made of Smarties

Jackson Middleton • March 15, 2018

Vancouver Real Estate; Candy for the Kids

All levels of government are trying to control a situation akin to that of 22 kids that want a Smartie, and there are only six-and-a-half Smarties to be had.

As authority figures tend to, they are creating all kinds of rules about which kid can have a Smartie, and some kids are being marginalized. As any parent knows, efforts to try and suppress Smartie demand by dealing with the kids themselves is foolish.

And no parent would ever suggest that these Smarties were the last Smarties on the planet Earth.

Seriously, just get another box or two of Smarties (approx 15 smarties per box). Then, each kid can have one, even that kid visiting here from another country. Why not show them some hospitality if we now have more than enough Smarties to go around.

But we clearly do not have enough Smarties on hand, and they seem to be tough to find.

So, why not call up the Smarties manufacturer’s and see how we can help them increase supply?

Let’s build more Smarties!

Instead of consistently singling out one kid or another and saying ‘no Smarties for you’, or ‘you pay extra’, and you over there ‘you need to work harder to earn the right’… in other words restrictions and punishment… let’s start building supply.

Then everyone can have one, two, three, or more.

More importantly when you have enough Smarties, then people will still want to come over to your house, and those people will add value – they’ll do chores in order to pay off those Smarties.

It’s a win-win.

Smarties for all!


This article was written by CME’s Dustan Woodhouse,Dustan is a Titan in the mortgage industryand makes a lot of sense over on his blogwhere this post was originally published.

RECENT POSTS 

How Your Loans and Spending Habits Are Quietly Shaping Your Credit Score

By Deploy.Mortgage • April 10, 2026
Your credit score is one of the most important numbers in your financial life — especially when it comes to getting a mortgage. But for most Canadians, how that number actually gets calculated remains a bit of a mystery.

RRSP As A Downpayment

By DLC Canadian Mortgage Experts • December 28, 2022
Did you know there’s a program that allows you to use your RRSP to help come up with your downpayment to buy a home? It’s called the Home Buyer’s Plan (or HBP for short), and it’s made possible by the government of Canada. While the program is pretty straightforward, there are a few things you need to know. Your first home (with some exceptions) To qualify, you need to be buying your first home. However, when you look into the fine print, you find that technically, you must not have owned a home in the last four years or have lived in a house that your spouse owned in the previous four years. Another exception is for those with a disability or those helping someone with a disability. In this case, you can withdraw from an RRSP for a home purchase at any time. You have to pay back the RRSP You have 15 years to pay back the RRSP, and you start the second year after the withdrawal. While you won’t pay any tax on this particular withdrawal, it does come with some conditions. You’ll have to pay back the total amount you withdrew over 15 years. The CRA will send you an HBP Statement of Account every year to advise how much you owe the RRSP that year. Your repayments will not count as contributions as you’ve already received the tax break from those funds. Access to funds The funds you withdraw from the RRSP must have been there for at least 90 days. You can still technically withdraw the money from your RRSP and use it for your down-payment, but it won’t be tax-deductible and won’t be part of the HBP. You can access up to $35,000 individually or $70,00 per couple through the HBP. Please connect anytime if you’d like to know more about the HBP and how it could work for you as you plan your downpayment. It would be a pleasure to work with you.