Canadian Awards Nominations 2019

Jackson Middleton • March 22, 2019

Congratulations to everyone at CME for the nominations this year!

We're proud of everyone at Canadian Mortgage Experts for their commitment and dedication to their clients. We're also proud to have our company recognized as one of the best in the country with some of the best brokers in the country (as evidenced by the CMA Brokerage of the Year).

Here are some of the nominations we received in 2019 for the Canadian Mortgage Awards and for the Mortgage Awards of Excellence.

We're so proud to have CME Cares - our charitable initiative receive the following nomination:

Congrats are in order for Adam, Dean, and Deryk, for their nomination of the Canadian Mortgage Award for Private Lending Broker of the Year. The team at The Funding Department is top shelf and VERY deserving of this nomination.

Well done Alex Mcfadyen - nominated for the Canadian Mortgage Award - Young Gun of the Year. The Mortgage Pug making things happen!

And it's really nice to see Chad Oyhenart getting the nod for Broker of the Year - as part of the CME management team, not only does Chad help direct the number 1 DLC Franchise in Canada, he also has a thriving broker business himself. Well done Chad.

RECENT POSTS 

How Your Loans and Spending Habits Are Quietly Shaping Your Credit Score

By Deploy.Mortgage • April 10, 2026
Your credit score is one of the most important numbers in your financial life — especially when it comes to getting a mortgage. But for most Canadians, how that number actually gets calculated remains a bit of a mystery.

RRSP As A Downpayment

By DLC Canadian Mortgage Experts • December 28, 2022
Did you know there’s a program that allows you to use your RRSP to help come up with your downpayment to buy a home? It’s called the Home Buyer’s Plan (or HBP for short), and it’s made possible by the government of Canada. While the program is pretty straightforward, there are a few things you need to know. Your first home (with some exceptions) To qualify, you need to be buying your first home. However, when you look into the fine print, you find that technically, you must not have owned a home in the last four years or have lived in a house that your spouse owned in the previous four years. Another exception is for those with a disability or those helping someone with a disability. In this case, you can withdraw from an RRSP for a home purchase at any time. You have to pay back the RRSP You have 15 years to pay back the RRSP, and you start the second year after the withdrawal. While you won’t pay any tax on this particular withdrawal, it does come with some conditions. You’ll have to pay back the total amount you withdrew over 15 years. The CRA will send you an HBP Statement of Account every year to advise how much you owe the RRSP that year. Your repayments will not count as contributions as you’ve already received the tax break from those funds. Access to funds The funds you withdraw from the RRSP must have been there for at least 90 days. You can still technically withdraw the money from your RRSP and use it for your down-payment, but it won’t be tax-deductible and won’t be part of the HBP. You can access up to $35,000 individually or $70,00 per couple through the HBP. Please connect anytime if you’d like to know more about the HBP and how it could work for you as you plan your downpayment. It would be a pleasure to work with you.